As a driver and car owner, I am concerned about the possible effects of red-light and speeding camera tickets on my auto insurance premiums. Do all insurance companies have access to such ticket records? Are they allowed to adjust premiums based on the vehicle cited or the owner of the vehicle despite having no way to identify the driver responsible for the infraction?

If so, the insurance companies have just been granted a windfall profit by our politicians, especially with the minimal 5 mph leeway provided.

An online search did not provide definitive answers since local laws, extent of infraction, owner’s past record, vehicle history and company involved may all affect the outcome.

Gerald Ching

Waialae Iki

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